Terms & Conditions Agreement
These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "you") and bj88 ("bj88", "Platform", "we", "us", "our") governing your access to and use of the bj88 online betting and casino platform accessible at https://bj-88.pro and any associated mobile applications, services, and features (collectively, the "Service").
By creating a bj88 account, accessing the Platform, placing bets, playing casino games, or using any Service offered by bj88, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, as well as our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree with any provision of these Terms, you must immediately cease using the Service and close your account.
Important Notice: Online gambling involves financial risk. You may lose money. Only gamble with funds you can afford to lose. bj88 is intended solely for entertainment purposes for adults aged 18 years and above. Gambling is prohibited for minors. If you or someone you know has a gambling problem, please seek professional help immediately.
1. Acceptance of Terms
Your use of the bj88 Platform constitutes your acceptance of these Terms. You agree to comply with all applicable laws and regulations of Bangladesh regarding online gambling, betting, and gaming activities. You represent and warrant that your use of the Service is lawful in the jurisdiction from which you access it.
bj88 reserves the right to modify, amend, or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting to the Platform. Your continued use of the Service after such changes constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically for updates.
Definitions
- Account: Your personal user account registered with bj88 used to access the Service, place bets, and manage funds.
- Bet: A wager placed on a sporting event, casino game, or other gambling activity offered through the Platform.
- Balance: The total amount of funds available in your bj88 Account, including deposits, winnings, and bonuses.
- Bonus: Promotional funds, free bets, or other incentives awarded by bj88 subject to specific terms and wagering requirements.
- Withdrawal: The transfer of funds from your bj88 Account to your designated payment method (bKash, Nagad, Rocket, bank account).
2. Eligibility Requirements
To create a bj88 account and use the Service, you must meet all of the following eligibility criteria:
2.1 Age Requirement
You must be at least 18 years of age or the legal age of majority in your jurisdiction, whichever is greater. bj88 operates a strict 18+ policy. We reserve the right to request proof of age documentation at any time. Accounts found to belong to underage individuals will be immediately suspended, all funds forfeited, and winnings voided without exception. Attempting to create an account while underage may result in permanent exclusion from the Platform and reporting to relevant authorities.
2.2 Jurisdiction
You must be a resident of or physically located in Bangladesh at the time of account registration and when using the Service. bj88 services are intended exclusively for users within Bangladesh. Access from jurisdictions where online gambling is prohibited is strictly forbidden and constitutes a material breach of these Terms.
2.3 Legal Capacity
You must have full legal capacity to enter into this binding Agreement. You must not be under any legal disability, court order, or other restriction that would prevent you from entering into contracts or engaging in gambling activities. You represent that you are not acting on behalf of any third party when using the Service.
2.4 Exclusion Status
You must not be currently self-excluded from bj88 or any other gambling platform. If you have previously requested self-exclusion from bj88, you must not attempt to create a new account until the exclusion period has expired. You must not be listed on any national or international gambling exclusion register.
2.5 Single Account Requirement
You are permitted to hold only one (1) active bj88 account. Creating multiple accounts ("duplicate accounts", "multi-accounting") is strictly prohibited and constitutes fraud. If we detect multiple accounts registered under the same identity, contact information, payment method, device, or IP address, all accounts will be suspended, funds frozen, and winnings confiscated. We reserve the right to close all duplicate accounts and retain any funds as compensation for administrative costs and damages.
3. Account Registration & Security
3.1 Registration Process
To create a bj88 account, you must provide accurate, complete, and current information during the registration process, including your full legal name, date of birth, valid Bangladesh mobile number, email address, and residential address. Providing false, misleading, or incomplete information constitutes a material breach of these Terms and may result in immediate account suspension and forfeiture of funds.
You agree to update your account information promptly if any details change. It is your responsibility to maintain accurate contact information so that bj88 can reach you regarding account matters, withdrawals, security alerts, and important notices.
3.2 Verification Requirements
bj88 operates a Know Your Customer (KYC) policy to prevent fraud, money laundering, underage gambling, and identity theft. We reserve the right to request identity verification documents at any time, including but not limited to:
- Government-issued photo identification (National ID Card, Passport, Driving License)
- Proof of address (utility bill, bank statement, rental agreement dated within the last 3 months)
- Payment method verification (screenshot of bKash/Nagad/Rocket account, bank statement)
- Selfie photograph holding your identification document
- Additional documentation as deemed necessary for enhanced due diligence
Withdrawals may be delayed or refused until verification is satisfactorily completed. Failure to provide requested documents within 30 days may result in account suspension. All documents must be clear, legible, and show all four corners of the original document. Edited, altered, or manipulated documents will be rejected and may result in permanent account closure and reporting to law enforcement.
3.3 Account Security
You are solely responsible for maintaining the confidentiality and security of your bj88 account credentials, including your username, password, and any two-factor authentication methods. You must not share your account credentials with any third party under any circumstances. You must use a strong, unique password that is not used for any other online service.
You agree to notify bj88 immediately if you suspect unauthorized access to your account, if your password has been compromised, or if you become aware of any security breach. bj88 is not responsible for any losses resulting from unauthorized account access due to your failure to maintain adequate security measures.
You must log out of your account when using shared or public computers. You must not allow any other person to use your account or access your account on your behalf. Any activity conducted through your account will be deemed to have been authorized by you.
4. Deposits & Payment Methods
4.1 Accepted Payment Methods
bj88 accepts deposits via the following payment methods available to Bangladesh users:
- bKash: Instant mobile wallet deposits processed within 30 seconds
- Nagad: Instant mobile wallet deposits processed within 30 seconds
- Rocket: Instant mobile wallet deposits processed within 1 minute
- Upay: Mobile wallet deposits processed within 2 minutes
- Bank Transfer: Deposits via Dutch-Bangla Bank, BRAC Bank, City Bank, and other major Bangladesh banks (processing time 1-24 hours)
bj88 reserves the right to add, remove, or modify available payment methods at any time without prior notice. Not all payment methods may be available for all users depending on account status, verification level, and geographic location.
4.2 Deposit Limits & Minimums
Minimum deposit amount is 500 BDT for mobile wallet methods (bKash, Nagad, Rocket) and 1,000 BDT for bank transfers. Maximum single deposit amounts vary by payment method and account verification status. Verified accounts may have higher deposit limits than unverified accounts.
You may set voluntary deposit limits on your account as part of our responsible gaming tools. Once set, deposit limits cannot be increased immediately but will be subject to a 24-hour cooling-off period. Decreases to deposit limits take effect immediately.
4.3 Source of Funds
You warrant that all funds deposited into your bj88 account are legitimate, lawfully obtained, and belong to you personally. You must not deposit funds that originate from criminal activity, money laundering, terrorist financing, or any illegal source. You must not use bj88 as a money transmission service or to transfer funds between third parties.
bj88 reserves the right to investigate the source of any deposits and request supporting documentation proving legitimate origin of funds. Failure to provide satisfactory evidence may result in deposits being returned, account suspension, and reporting to financial authorities and law enforcement.
4.4 Third-Party Deposits Prohibited
All deposits must be made from a payment account registered in your own name. Third-party deposits are strictly prohibited. You must not deposit funds using someone else's bKash account, bank account, credit card, or any payment method not registered to you personally. Deposits from joint accounts where you are not the primary account holder are not permitted.
If bj88 detects a third-party deposit, the funds will be returned to the original payment source, any associated winnings will be voided, and your account may be permanently closed for violation of anti-money laundering regulations.
5. Withdrawals & Payouts
5.1 Withdrawal Process
You may request a withdrawal of your available account balance (excluding bonus funds subject to wagering requirements) at any time through the Cashier section of your bj88 account. Withdrawals are processed using the same payment method used for your most recent deposit, in accordance with anti-money laundering regulations.
Minimum withdrawal amount is 1,000 BDT. Maximum withdrawal amount per transaction is 500,000 BDT for verified accounts and 100,000 BDT for unverified accounts. Higher withdrawal limits may be negotiated for VIP players.
5.2 Withdrawal Processing Times
bj88 processes withdrawal requests according to the following timelines:
- bKash withdrawals: 1-4 hours during business hours (9 AM - 11 PM BST, 7 days/week)
- Nagad withdrawals: 1-4 hours during business hours
- Rocket withdrawals: 2-6 hours during business hours
- Bank transfers: 24-72 hours (excluding weekends and Bangladesh public holidays)
Processing times are estimates and may be longer during periods of high volume, system maintenance, or when additional verification is required. First-time withdrawals and large withdrawals may require additional security checks and documentation review, which can extend processing times up to 7 business days.
5.3 Withdrawal Verification
Before processing any withdrawal, bj88 reserves the right to request identity verification documents, proof of payment method ownership, and additional security checks. You must complete any requested verification before your withdrawal will be processed. Repeated failure to provide verification documents may result in withdrawal refusal and account closure.
5.4 Wagering Requirements
All deposits must be wagered at least one (1) time at minimum odds before withdrawal is permitted. This requirement applies to both sports betting and casino gaming activities and is designed to prevent money laundering and payment method abuse. Depositing funds and immediately withdrawing without placing any bets is prohibited.
Bonus funds are subject to specific wagering requirements detailed in the applicable bonus terms and conditions. You must complete all bonus wagering requirements before associated funds can be withdrawn. Attempting to withdraw before completing wagering requirements will result in forfeiture of the bonus and any winnings derived from it.
5.5 Withdrawal Fees
bj88 does not charge withdrawal fees for the first three (3) withdrawals per month. Subsequent withdrawals within the same calendar month may be subject to an administrative fee of 2% of the withdrawal amount or 100 BDT, whichever is greater. VIP players may receive unlimited fee-free withdrawals as part of their VIP benefits.
6. Betting Rules & Settlement
6.1 Placing Bets
You may place bets on sporting events, live in-play markets, casino games, and other gambling activities offered through the bj88 Platform. All bets must be placed before the advertised start time of the event or game round. Late bets placed after an event has commenced (except for designated live betting markets) will be void and stakes returned.
Once a bet is confirmed and accepted by the bj88 system, it cannot be canceled, edited, or reversed except in cases where bj88 determines the bet was accepted in error due to technical malfunction, incorrect odds display, or other exceptional circumstances.
6.2 Bet Limits
bj88 reserves the right to impose maximum bet limits and maximum payout limits on all markets. Limits vary by sport, league, event, market type, and individual user account. We may reduce or increase your personal bet limits at our sole discretion based on your betting activity, account history, and risk management policies .
6.3 Bet Settlement
All bets are settled based on the official results declared by the governing body of the respective sport or event. For cricket matches, results are based on official ICC, BPL, IPL, or relevant cricket board announcements. Settlement of bets typically occurs within 24 hours of event conclusion, though some markets may require additional time for official confirmation.
In cases where an event is abandoned, postponed, or canceled, bets will be settled according to the specific sport rules outlined in our comprehensive betting rules document. Generally, if an event does not take place within 48 hours of the originally scheduled start time, all bets will be void and stakes returned unless otherwise specified.
6.4 Result Disputes
bj88 reserves the right to correct obvious errors in bet settlement. If you believe a bet has been settled incorrectly, you must notify our customer support team within 14 days of settlement. After this period, all settlements are considered final and binding. bj88's decision on all settlement disputes is final.
7. Bonuses & Promotions
7.1 Bonus Terms
bj88 may offer various bonuses, promotions, free bets, and incentives to players. All bonuses are subject to specific terms and conditions, including wagering requirements, eligible games, maximum bet limits, time limits, and withdrawal restrictions. You must read and understand the specific terms for each bonus before accepting it.
Bonus funds are separate from your real money balance and cannot be withdrawn until all wagering requirements are met. Wagering requirements specify how many times you must wager the bonus amount (or bonus plus deposit amount) before conversion to withdrawable funds. Standard wagering requirements range from 10x to 40x depending on the promotion.
7.2 Bonus Abuse
Bonus abuse, bonus hunting, arbitrage betting, or any strategy designed to guarantee profit from bonuses is strictly prohibited. This includes but is not limited to opposite betting, low-risk betting strategies, exploiting technical errors, creating multiple accounts to claim multiple bonuses, and colluding with other players.
If bj88 determines that you have engaged in bonus abuse, we reserve the right to void all bonuses, confiscate associated winnings, close your account, and withhold any remaining balance as compensation. We may share information about bonus abusers with other gambling operators and industry fraud prevention databases.
7.3 Promotional Communication
By accepting bonuses and promotions, you consent to receive marketing communications from bj88 via SMS, email, and platform notifications regarding future offers. You may opt out of promotional communications at any time through your account settings or by contacting customer support.
8. Responsible Gaming
8.1 Age Verification
bj88 is strictly an 18+ platform. We operate comprehensive age verification procedures and reserve the right to request proof of age at any time. If you are found to be under 18 years of age, your account will be immediately closed, all funds forfeited, and any winnings voided. We may report underage gambling attempts to parents, guardians, and relevant authorities.
8.2 Responsible Gaming Tools
bj88 provides the following responsible gaming tools to help you maintain control over your gambling activity:
- Deposit Limits: Set daily, weekly, or monthly maximum deposit amounts
- Loss Limits: Set maximum loss thresholds to prevent excessive losses
- Session Time Limits: Receive alerts after specified playing time to encourage breaks
- Reality Check: Periodic pop-up reminders showing time spent and money wagered
- Self-Exclusion: Temporarily or permanently exclude yourself from the platform for 7 days, 30 days, 90 days, or permanently
- Account Cooling-Off: Request a 24-72 hour temporary account freeze
To activate any responsible gaming tool, visit your account settings or contact our customer support team.
8.3 Problem Gambling Support
If you feel gambling is becoming a problem or affecting your life negatively, please seek help immediately. Contact the National Mental Health Helpline (Bangladesh) or speak to a trusted person. bj88 customer support can provide information on professional counseling services and gambling addiction resources available in Bangladesh.
Gambling Should Be Entertainment: Never gamble more than you can afford to lose. Set a budget before playing and stick to it. Never chase losses. Take regular breaks. Gambling should never interfere with your work, relationships, or financial responsibilities.
9. Account Suspension & Termination
9.1 Suspension Grounds
bj88 reserves the right to suspend or terminate your account immediately without prior notice if we reasonably believe you have:
- Violated any provision of these Terms and Conditions
- Provided false, misleading, or incomplete information during registration or verification
- Created multiple accounts or allowed others to use your account
- Engaged in fraudulent, criminal, or collusive activity
- Attempted to manipulate or exploit technical errors in the platform
- Abused bonuses, promotions, or payment systems
- Engaged in money laundering or terrorist financing
- Used the platform while under 18 years of age
- Harassed, threatened, or abused bj88 staff or other players
- Accessed the platform using VPN, proxy, or other location-masking technology to circumvent jurisdictional restrictions
9.2 Consequences of Termination
Upon account termination, all bonuses and associated winnings will be forfeited. Your access to the platform will be revoked. Any remaining real money balance (after deducting amounts owed to bj88, administrative fees, and bonus forfeitures) will be returned to you via your original deposit method within 30 days, subject to verification and compliance checks.
If termination is due to fraud, bonus abuse, or breach of anti-money laundering regulations, bj88 reserves the right to withhold all funds as compensation for damages and may report your activities to relevant law enforcement and regulatory authorities.
9.3 Voluntary Account Closure
You may request voluntary account closure at any time by contacting customer support. Upon closure request, we will process any pending withdrawals and return your remaining balance. Account closure is typically processed within 7 days. If you wish to close your account for responsible gaming reasons, please use the self-exclusion tool instead, which provides stronger protections against reopening.
10. Limitation of Liability
10.1 Service Availability
bj88 strives to provide uninterrupted service but does not guarantee that the platform will be available at all times or error-free. We are not liable for service interruptions, downtime, technical malfunctions, internet connectivity issues, or circumstances beyond our reasonable control including force majeure events, government actions, natural disasters, or cyber attacks.
10.2 Technical Errors
In the event of software malfunction, incorrect odds display, system errors, or technical failures that affect bet settlement or game outcomes, bj88 reserves the right to void affected bets and return stakes. We are not liable for any losses resulting from technical errors or system failures.
10.3 Third-Party Services
bj88 uses third-party payment processors, game providers, and technology partners. We are not responsible for any failures, delays, errors, or security breaches caused by these third parties. Your use of third-party payment methods (bKash, Nagad, Rocket, banks) is subject to their respective terms and conditions.
10.4 Maximum Liability
To the fullest extent permitted by applicable law, bj88's total liability to you for all claims arising from your use of the Service shall not exceed the total amount deposited into your account during the 12 months preceding the claim, or 50,000 BDT, whichever is lower.
11. Dispute Resolution
11.1 Complaints Procedure
If you have a complaint about any aspect of bj88's service, you should first contact our customer support team via live chat or email. We aim to resolve all complaints within 7 business days. If you are not satisfied with the resolution, you may escalate the matter to our management team.
11.2 Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Bangladesh. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Bangladesh.
11.3 Final Decision
bj88's decision on all matters relating to bets, settlements, bonuses, account status, and interpretation of these Terms is final and binding. By using the Service, you agree that bj88 has the final say in all operational and administrative matters.
12. Changes to Terms & Conditions
bj88 reserves the right to modify, update, or replace these Terms and Conditions at any time. Changes may be necessary due to legal requirements, operational needs, security enhancements, or service improvements. We will make reasonable efforts to notify users of material changes through platform announcements, email, or account notifications.
Your continued use of the Service after any changes to these Terms constitutes your acceptance of the modified Terms. If you do not agree to the updated Terms, you must stop using the Service and close your account. It is your responsibility to review these Terms regularly.
13. Contact Information
For questions, concerns, or support regarding these Terms and Conditions or any aspect of bj88's services, please contact us:
- 24/7 Live Chat: Available through your bj88 account dashboard
- Customer Support Hours: 24 hours a day, 7 days a week
- Response Time: Typically within 2 hours during peak times, instant during off-peak
- Languages Supported: English and Bengali
Acknowledgment: By creating a bj88 account and using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. You confirm that you meet all eligibility requirements and will comply with all rules and policies of the platform.
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